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Terms of Service

Last Updated: June 13, 2025

1. Acceptance of Terms

By accessing or using the FinanceWise website and services, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our services.

2. Description of Services

FinanceWise provides financial information, educational content, tools, and resources designed to help users make informed financial decisions. Our services may include but are not limited to:

  • Educational articles and blog posts
  • Financial calculators and planning tools
  • Newsletter subscriptions
  • Financial product information

3. User Accounts

Some features of our services may require you to create an account. You are responsible for maintaining the confidentiality of your account information and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account.

4. User Conduct

You agree not to:

  • Use our services for any illegal purpose
  • Violate any applicable laws or regulations
  • Impersonate any person or entity
  • Interfere with or disrupt our services or servers
  • Attempt to gain unauthorized access to any part of our services
  • Use our services to transmit any harmful code or material
  • Collect or harvest user information without permission

5. Intellectual Property

All content, features, and functionality on our website, including but not limited to text, graphics, logos, icons, images, audio clips, digital downloads, and software, are owned by FinanceWise or our licensors and are protected by copyright, trademark, and other intellectual property laws.

6. Disclaimer of Warranties

Our services are provided on an "as is" and "as available" basis. We make no warranties, expressed or implied, regarding the reliability, accuracy, completeness, or timeliness of the information provided.

The information provided through our services is for general informational purposes only and should not be considered as financial, legal, or tax advice. You should consult with qualified professionals before making any financial decisions.

7. Limitation of Liability

To the maximum extent permitted by law, FinanceWise and its affiliates, officers, employees, agents, partners, and licensors shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from:

  • Your access to or use of or inability to access or use our services
  • Any conduct or content of any third party on our services
  • Any content obtained from our services
  • Unauthorized access, use, or alteration of your transmissions or content

8. Third-Party Links

Our services may contain links to third-party websites or services that are not owned or controlled by FinanceWise. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites or services.

9. Modifications to Terms

We reserve the right to modify these Terms of Service at any time. We will provide notice of significant changes by posting the updated terms on our website with a new "Last Updated" date. Your continued use of our services after such modifications constitutes your acceptance of the modified terms.

10. Termination

We may terminate or suspend your access to our services immediately, without prior notice or liability, for any reason, including without limitation if you breach these Terms of Service.

11. Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law provisions.

12. Contact Us

If you have any questions about these Terms of Service, please contact us at:

Email: legal@financewisetrust.com
Address: 123 Financial Street, Suite 500, New York, NY 10001
Phone: (555) 123-4567